Privacy Policy

Effective Date: August 21, 2026

Company: Windy City Financial LLC ("Windy City Financial," "we," "our," or "us")

1. Introduction

Windy City Financial LLC respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you visit our website, interact with our services, or engage with us for credit repair, business formation, funding options, and ITIN application support.

By accessing our website or using our services, you consent to the data practices described in this policy.

2. Information We Collect

We collect various types of information to provide and improve our comprehensive financial consulting services:

• Personal Identification Information: Full legal name, residential address, email address, telephone number, and date of birth.
• Financial & Credit Data: Social Security Numbers (SSN), Individual Taxpayer Identification Numbers (ITIN), credit reports, FICO and VantageScore information, banking and income details, and debts or liabilities.
• Business Information: Business name, entity type (LLC, S-Corp, C-Corp), employer identification numbers (EIN), state registration details, and financial statements.
• Technical Data: IP address, browser type, device identifiers, operating system, and tracking data collected through cookies and analytics tools.

3. How We Use Your Information

We utilize collected information for legitimate business and operational purposes, including:

• Providing, operating, and maintaining our credit repair, business funding, and formation services.
• Processing applications, reviewing financial standing, and preparing document portfolios or lender submissions.
• Communicating with you regarding your ongoing accounts, consultation schedules, document updates, and promotional offers.
• Complying with applicable federal, state, and local regulatory mandates, including tax and consumer protection laws.

4. How We Share Your Information

We do not sell, rent, or trade your personal or financial information to third parties for marketing purposes. However, we may share information with trusted third parties under strict confidentiality agreements:

• Service Providers & Partners: Third-party lenders, credit bureaus, government agencies (e.g., for LLC formation or ITIN processing), and software providers necessary to execute your requested services.
• Legal & Compliance Obligations: Law enforcement agencies, regulatory authorities, or courts when required by law, subpoena, or to protect our legal rights.

5. Data Security Measures

We implement robust physical, technical, and administrative security measures designed to protect your sensitive personal and financial data from unauthorized access, alteration, disclosure, or destruction. While we strive to protect your data using industry standards, no method of transmission over the internet is 100% secure.

6. Your Privacy Rights

Depending on your jurisdiction, you may have the right to request access to, correction of, or deletion of your personal data. To exercise these rights, or if you have questions regarding this policy, please contact us directly through our official communication channels.

7. Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. The updated date at the top of this page indicates when revisions take effect.